FAQ 

A breakthrough, all in one investing solution for individual investors in search of better results, less risk and peace of mind using Value Cost Averaging, a lesser known but considerably more powerful investing method that takes Dollar Cost Averaging a step further.

1. One fund and 5-6 stocks that, together, make up the Must Have Portfolio®
2. 12 emails a year & a login with precise instructions on how much of each to buy or sell in order to keep you on your intended Value Path

**One Bar Ahead® Members will receive this at no cost as part of your membership.

Not if I’ve done my job correctly. I’ve built this specifically for individual investors who, like myself, want a tightly focused portfolio based on where the world is going rather than where it’s been. You can use it as a standalone or a compliment to your existing investments.

A few basic questions when you sign up including the size of your initial investment and the amount of money by which you’d like to grow your account monthly. You will also acknowledge the risk of loss and that you do not need the money you are investing for at least 5 years. Preferably longer. I suggest a minimum of $15,000. If possible, you will also want to use a brokerage that allows fractional shares.

Absolutely. In fact, click here when the time comes to download a PDF with an example
spreadsheet and a blow-by-blow description of how VCA works. You can build out as
many spreadsheet pages as you’d like to track for whatever stocks or funds you fancy.
You can also ask ChatGPT or another AI engine to build something similar.

Three reasons.

First, my programmers and I underestimated the technical complexity involved. There are billions of permutations involved.

Second, the stock markets are changing rapidly as computerization, 0DTE options and the rise of passive investing mean that huge swathes of stocks are moving for reasons that have nothing to do with underlying fundamentals whatsoever which makes proper long-term stock selection tremendously challenging.

And third, the technical infrastructure needed to do all this is changing at warp speed. It’s also tremendously expensive, the hidden side of cloud computing you never hear about.

All in all, it’s like playing pin the tail on the donkey blindfolded… at night… in the middle of a hurricane… when the rules are changing as the game continues.

Simply put, I’d rather have you frustrated with me for taking a long time to get it right than be angry with me for releasing something that is flawed and causes you to make mistakes with your hard-earned money.